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San Francisco De Asis Group
In this Group: Valeriana*, Maria Dionisia, Vilma, Cristel Alejandrina, Violeta Fatima, Antonio, Felipe
* not pictured
Cristel is separated and has three children who are no longer dependent on their mother. Cristel has been a customer as "Edaprospo" for eight years and works in transport. She has two cars that she rents out. Cristel started this business when motivated by her family and on her own. Previously her only income was that of her husband and this was not enough to pay for all expenses at home. As a result Cristel decided to start this little business that helped her greatly to provide her children with a better quality of life. With effort and hard-work, Cristel has been able to cover some household costs, such as food, clothing, and utility bills. In the future Cristel would like her children to have their own business. At her business, Cristel would like to own more cars in order to expand her transport services.

Cristel will use this loan to pay to maintain her cars. Cristel is a member of the "San Francisco de Asis" (Saint Francis of Assisi, in English) communal bank. Cristel is president of this group, which has seven members. In the photo, Cristel is in the middle; she is standing up and wearing a purple jacket.
View original language description ↓
La Sra. Cristel es separada y tiene 3 hijos, los cuales ya no dependen de ella. Lleva 8 años como cliente de Edaprospo y se dedica al servicio de transporte ya que tiene 2 autos los cuales da en alquiler. Ella inicio este negocio por motivación propia y de su familia, ya que el ingreso que percibía únicamente era el de su esposo, el cual no le era suficiente para cubrir todos sus gastos y necesidades; es así que decidió emprender este pequeño negocio que le ayudó mucho para así poder brindarles una mejor calidad de vida a sus hijos. Con su esfuerzo y trabajo, Cristel ha logrado cubrir algunos gastos que tiene en su hogar tales como alimentación, vestimenta y los pagos de servicios. Su plan familiar para el futuro es que sus hijos tengan su propia empresa, y el de su negocio es adquirir más autos para continuar con la expansión del servicio de transporte. Ella utilizó el préstamo en el mantenimiento de sus autos. Cristel pertenece a la alcancía comunal “San Francisco de Asís”, el cual está conformado por 7 socios y en donde ocupa el cargo de presidenta. Ella se encuentra de pie en la parte del medio con una chompa de color morado.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Francisco De Asis Group's $2,550 loan helped a member to maintain her vehicles.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Aug 1, 2014
Currency Exchange Loss:
Jan 17, 2015