A loan of $3,825 helped a member to buy products such as rice, beans, sugar, matches, milk, bread, eggs, cream, juices, sodas.

Divino Nino Group's story

Divino Niño Communal Bank is made up of nine members from the rural community known as Achuapa. These people describe themselves as hardworking and responsible with a desire for personal self-improvement. Unfortunately they weren't able to continue their studies because they needed to work from a very young age. Currently they are fighting hard to complete their dreams such as giving their children education, housing, and stability.

Thanks to her effort and desire to get ahead, Elsa is the coordinator of the communal bank. She makes a living running a "pulpería." A "pulpería" is a small store that sells food items such as matches, oil, rice, beans, sugar, milk, bread, eggs, cream. She dedicates more than 12 hours a day to her business, which is located at her house. She gets up very early to take advantage of the morning. Twice a week she does the shopping to stock her store. Despite the hard work she does she is very satisfied with her job since it has been her means of supporting the family and satisfying their needs. The goal of the loan is to invest in working capital and stock her business by purchasing food products so she can earn a better income in the near future. Divino Niño Communal Bank is grateful for the help that Kiva lenders give to low-income people and poor countries like Nicaragua so they have the means for a decent job.

In this group: Gregoria, Alba Justina, Valentina, Maribel Del Carmen, Elsa Maria, Brenda Del Rosario, Rene Antonio, Jardiel Calixto, Boniett Elizabeth

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Translated from Spanish by Kiva volunteer Sherry Bess

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