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Mrs. Oun Chhoen Village Bank Group
In this Group: Oun, Nen, Srey La, Shinat, Sokhoen, Choen, Shinet, Vandy, Hor, Horn, Chreb, Nhor, Phou, Bunthoen, Moen, Chanthon
This village bank consisting of sixteen people is located in Kandal Kraom village in Kandal Province. Mrs. Oun C. has been selected by the members as the village bank president. She and her husband, Mr. Ly C., are farmers who have a 1-hectar plot of land on which they cultivate rice to earn a living. They have three children. One of their children sews shoes in the local village while the others are attending the local school. Mrs. Oun C.'s family income is not enough to allow them to fix their house so Mrs. Oun C. decided to ask for a loan to add to her savings in order to repair her house. Mrs. P. Leang who is a group guarantor is also presented in the picture.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Oun Chhoen Village Bank Group's $2,275 loan helped a member to add to her savings in order to repair her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Nov 20, 2008
Currency Exchange Loss:
Oct 15, 2009