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Sumaira is a 30-year-old married woman. She runs a small, low-income private school. The school has an enrollment of around 89 children, over half of which are girls. She is able to use income from the school to contribute to the family income. Despite facing financial challenges because of competition from other schools in the community, she has provided needy children with free education along with free books and uniforms.

She is requesting a loan of 100,000 PKR (Pakistani rupees) which she wishes to use to purchase chairs and other furniture for the classrooms and to fix a problematic roof so that she can ensure a safe and comfortable school environment for her students.

Additional Information

More information about this loan

This loan is part of Kashf Foundation's effort to provide financial and technical support to schools catering to low-income students in urban slums. With this credit, entrepreneurs running low-cost private schools can fund the operations of their schools, pay teachers, afford capital expenditures, and improve infrastructure. By funding this loan, you will help improve the quality of teaching methods, curricula and facilities, and increase enrollment and retention rates at schools in Pakistan's slums.

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 98.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sumaira to purchase chairs and other furniture for the classrooms, and to fix a problematic roof.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 18, 2014
Jul 30, 2014
Currency Exchange Loss:
Mar 17, 2016