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Getrude, age 38, is from Chibombo District, Zambia where she lives with her husband and 4 children. She is asking for a loan for a water pump that will help her irrigate her crops.

Getrude grows tomatoes, fresh maize, and a local eggplant called “impwa” on her small farm, selling her produce to marketeers who come from Zambia’s capital city, Lusaka. Last year she used the profits from this to help pay her children’s school fees. This year she is hoping to expand her garden, and increase her profits, while reducing the labour required to provide irrigation.

Rent to Own has worked with Getrude to create a business plan for this growing season. Rent to Own will deliver the water pump directly to Getrude’s farm, and provide her with training on how to properly use and maintain the pump, and will also check in to provide support until she has completed her loan.

Additional Information

More information about this loan

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. 

About Rent-to-Own

Rent-to-Ownis a social enterprise that supports entrepreneurs in rural Zambia by providing financing and access to productive assets at low prices. The company uses a product catalogue for clients to purchase equipment needed to grow their businesses, and a network of local agents who leverage their social networks to decide if clients are credit-worthy.

Once clients are approved, Rent-to-Own provides a holistic set of services including delivery, installation, training, and repair services for their equipment to give clients the highest possible chance of succeeding. All equipment has a 30% mark-up over Rent-to-Own's purchase price. This mark-up covers all the logistical transportation costs that Rent-to-Own incurs in order to deliver the asset to the borrower, to provide training, ongoing support and to cover transaction costs. Kiva lenders’ funds are used to test new forms of asset financing to help more clients in new and innovative ways.

Rent-to-Own joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Zambia

  • $4,100
    Average annual income
  • 2
    View loans »
    Zambia Loans Fundraising
  • $1,284,550
    Funds lent in using Kiva
  • 6.2
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Getrude to obtain a water pump for irrigation.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 4, 2014
Jul 31, 2014
Currency Exchange Loss:
Mar 17, 2016