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Et, who is a 43-year-old married woman, is a hardworking farmer in a small rice field near her house. Her husband, Rern, is a construction worker for one private company. This couple is living with four children in a community of Prey Chhor District, Kampong Cham Province, Cambodia. The total earnings of her family are approximately $7 a day.

Et’s house is located not so close to a water source, so it is not quite easy for her to get the water. To deal with this obstacle, she would like to get a Kiva loan now in order dig a well​ near her house for the sake of her family members. She would like to thank all lenders for their generosity in providing such a great loan for poor people like her.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Et to dig a well near her house for the sake of her family members.
88% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2014
Jul 28, 2014
Currency Exchange Loss: