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As a farmer, Savorn, who is a 45-year-old married woman, can only make 6 U.S. dollars per day to support her family. Savorn is living with her husband and three children in a community in the Prey Chhor District, Kampong Cham Province, Cambodia. For the last twenty years, Savorn has been involved in agribusiness by growing rice on her farm land and selling the crop to local dealers and customers at the market in her village.

Savorn would like to get a Kiva loan now in order to build a hygienic latrine in her house. She has never had one before. Savorn is very happy with this loan since it will promote good health, a good environment, and better living standards in her house. She would like to thank all the lenders for their generosity in providing such a great loan for poor people like her.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,056.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Savorn to build a hygienic latrine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Jul 31, 2014
Currency Exchange Loss:
Aug 17, 2015