Edinson is a charismatic, active and helpful man. He is the father of two children, so he works tirelessly day to day to earn a living whatever way he can which allows him to provide for them.
Since about 22 years ago, he has been selling varied high-quality goods at good prices to all kinds of customers. This has made him well-known in the sector and seen his business grow.
The biggest advantage of his work is that it allows him to visit lots of different places and meet new people. This is something he likes and is passionate about.
This has lead him to ask for a loan to strengthen his inventory. He will invest in goods such as jeans, blouses, clothing accessories and other things at wholesalers. This will help him satisfy customer demand and improve the income he generates.
He tells us that his age does not stop him from doing what he enjoys. For this reason, he is always setting himself new targets; one of them being to become a large distributor of goods and create employment opportunities for others. This will help him improve the standard of living for his family, too.
Edinson, es un hombre carismático, activo y servicial.
Ser padre de dos hijos, fue el principal motivo para luchar incansablemente día a día, buscando alternativas para ganarse la vida y llevar el sustento a sus hijos.
Desde hace aproximadamente 22 años, viene dedicándose a la comercialización de mercancía variada para todo tipo de clientes, de muy buena calidad y a excelentes precios, lo que le permitió darse a conocer en el sector y lograr la trayectoria que tiene.
La mayor ventaja que encuentra es que es un oficio que le permite conocer muchos lugares y personas, es algo que le gusta y le apasiona.
Esto lo impulsa a solicitar el apoyo del crédito para fortalecer sus inventarios, pues comprará mercancía como jeans, blusas, accesorios para vestir, entre otros al por mayor, así podrá satisfacer la demanda de sus clientes; esto le ayudará a mejorar los ingresos que percibe por su labor.
Edinson manifiesta que su edad no le impide seguir haciendo lo que le apasiona, por ello siempre se propone nuevas metas y entre ellas está el de convertirse en un gran distribuidor de mercancía y generar oportunidades de empleo, así podrá mejorar la calidad de vida de su familia.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.