Margarita De Collpani Group
The loan will benefit the members' small businesses, including Hilaria's. She joined Pro Mujer ten years ago at the invitation of a consultant who came to visit her at home. She currently runs a business selling food, which she learned from her mother who supports her work. She relies on the credit she took out from Pro Mujer to launch an independent business.
The loan she is currently requesting is to expand her capital through the purchase of groceries at wholesale. She will get them from the various vendors in the city of El Alto, and then after cooking, she will sell from her sales location. This work allows her to generate income to support her family, as she is single and has two children.
When asked what she liked best about Pro Mujer, she said she liked the training and the health clinic that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilaria es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió de su madre, a quien apoyaba en su negocio, ella cuenta que con el crédito que sacó en Pro Mujer emprendió un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de abarrotes por mayor) que adquirirá de las vendedoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta que la capacitación y el área de salud que le ofrece la institución
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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