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Ushindi Group
In this Group: Kalonda, Musanganya, Floride, Aline, Brigitte, Marie Anne, Kikingi, Kabunvu, Brigitte, Banza, Edwige, Sikuzani, Matumaini, Mabumba, Gorette, Noella, Kaheto, Mapendano, Pascaline, Mubage, Chishunguluka, Mumarha, Mihigo, Celestine, Godelive, Kashibondo, Cheusi, Bahinza, Musanganya, Christine, Shemaronga, Consolate, Sadiki, Shomari, Mubengwa, Batumike, Regine, Matabaro, Rachel, Banza, Banyere, Zawadi, Lydia, Mastaki, Kapitula, Wanasudi, Kibanja, Chihambanya, Alua, Ramazani
Marie-Anne has been a business owner for 10 years. She is treasurer and member of the Ushindi Group. She is an entrepreneur, 40-years old, married, and mother of eight children, all of whom attend school. She sells used shoes in the market downtown. She is asking for a loan from Hekima to grow her business. She will buy 30 pairs of shoes. Her spouse is a soldier in the loyalist army. She started her business from funds received from her husband. In the future, she wishes to grow her business, put her children in school, and feed them. She thanks Hekima for wisely choosing their objective: supporting female entrepreneurs excluded from the traditional banking system by extending them loans without material collateral.
View original language description ↓
La cliente Marie anne est commerçante depuis 10 ans, trésorière et membre d’un collectif d’affaires «Ushindi», entrepreneur, âgée de 40 ans, mariée et mère de 8 enfants, qui tous étudient. Elle est vendeuse des souliers usagés, elle étale son business dans le marché du centre ville. Elle sollicite un prêt auprès de Hekima pour accroitre ses activités. Elle va acheter 30 paires de souliers. Son conjoint est un militaire de l’armée loyaliste. Elle débuta avec de fonds reçu de son mari. Dans l’avenir, elle souhaite accroitre sonentreprise, scolariser et nourrir ses enfants. Elle remercie Hekima pour avoir bien choisi sa cible, en apportant un soutien aux femmes entrepreneurs exclues du système bancaire classique, tout en leur accordant des crédits sans garantie matérielle.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ushindi Group's $9,725 loan helped a member to buy 30 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Jul 26, 2014
Currency Exchange Loss:
Jan 17, 2015