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Living in a rural area of the Stoeng Sen district of Kampong Thom province, Khoern is 51 and married with three children, one of whom is still in school. She has been farming rice for 24 years. The current business earns her about 13 USD per day to meet the family’s needs.

Khoern has been with VisionFund for one cycle and completely paid back the past loan. Now she is applying for a loan to pay for her daughter’s tuition fee to study faculty of Accounting. She hopes to keep her daughter in school until her graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Khoern to pay for her daughter’s tuition fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2014
Jul 27, 2014
Currency Exchange Loss:
Jul 17, 2015