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Update on Jerom

Jerom is a hardworking 20-year-old man. He was working his part time job as a butcher attendant to help him in his studies. He studied BS - Criminology at the university. Being part of a big family means that he needs to make more effort in order to succeed in his goals. Jerom is someone who is very dedicated to his family. He wants his parents to be proud of him.

He used his previous loan for his tuition fees and now he is requesting another loan to pay his first semester school tuition fees. His goal is to continue his studies and work for the success of his future.

Previous Loan Details

Jerom is a hardworking 20-year-old man. He was working his part time job as a butcher attendant to help him in his studies. He studied BS - Criminology at the university. Her father earns from his business as a butcher and his mother is vending vegetables in the market. He has four siblings depen... More from Jerom's previous loan »

Additional Information

More information about this loan

This loan is part of GDMPC's new student loan program. GDMPC developed this program, with technical assistance from Vittana, to meet the needs of youth who are unable to obtain a higher education because they lack the finances. These loans cover students tuition and other school expenses, giving students the chance to complete vocational school or university. GDMPC believes that this education will equip students with the skills necessary to enter the workforce or start their own business. 


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 324
    View loans »
    Philippines Loans Fundraising
  • $70,640,175
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $325 helped Jerom to pay his first semester school tuition fees.
0% repaid
Repayment Term
49 months (Additional Information)
Repayment Schedule
At end of term
Jul 8, 2014
Jul 27, 2014
Currency Exchange Loss: