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Yuliya is a married mother with two children. She lives in Kamenka and owns a small business selling seeds and agrochemicals in the central city market. Yuliiya has many loyal clients who know her little business for having versatile merchandise and affordable prices. Yuliya has been in this trade for 5 years. Presently, she has about 50,000 Grivnas invested in her trade. Her monthly income is about 7,000 Grivnas.

Yuliya would like to increase the merchandise in her kiosk and improve her sales as a result. Today she is requesting a loan of 6,000 Grivnas to purchase additional inventory for a new seeding season. She is hoping to obtain a stable source of income and continue developing her business. Yuliya has promptly repaid 6 loans to Nadiya Ukraine. We believe the agricultural specifics of the region, growing vegetables as primary activity and client’s integrity add to generally bright prospects of this small business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 13
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 5.8
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Yuliya purchase seeds for the new planting season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 4, 2008
Dec 1, 2008
Currency Exchange Loss:
Jun 15, 2009