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Carmen Marcela
Carmen is 37 years old. she lives in the house of her mother with her husband and her two children. She works selling clothing for men and women and selling shoes. Her business is located in her place of residence but she also sells in the streets of the various neighborhoods that are close to her house. With what she earns from her sales she manages to pay some of the household expenses. Carmen is requesting a loan to be able to buy more merchandise wholesale so she can continue with her sales and have a better quality of living along with her family.
View original language description ↓
Carmen de 37 años de edad vive en casa de su madre con su esposo y sus dos hijos, ella se dedica a la venta de ropa para damas y caballeros y venta de zapatos, su negocio lo tiene ubicado en su lugar de residencia pero también vende de forma ambulante por las diferentes colonias que se encuentran cerca de su lugar de residencia, con lo que gana de sus ventas logra solventar algunos gastos de su hogar, Carmen está solicitando un crédito para poder comprar más mercadería por mayor y así seguir con sus ventas y así poder tener una mejor calidad de vida junto a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Carmen Marcela to buy more merchandise wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2014
Jul 28, 2014
Currency Exchange Loss:
Sep 17, 2015