A loan of $1,875 helped to buy varied merchandise, such as clothing, footwear, accessories, etc.


Serafina Ludys's story

Merchandise on order is what Serafina bought with her last Kiva loan. With this investment, she was able to fortify her working capital and improve the liquidity of the business which once more benefitted her family income. This time she is applying for a new Kiva loan with which she will buy varied merchandise, such as clothing, footwear, accessories, etc. in order to meet the demand of the second half of the year, a time when her sales usually increase and she will once again obtain more advantage if she invests quickly.

Translated from Spanish by Kiva volunteer Livingston Sutro



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Loan details