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Utulivu A Group
In this Group: Colette, Marci, Furaha Fri, Ngusu, Kiswiri, Kabuo, Feza, Muvunga, Tumaini, Adidja, Kasongo, Muhire, Ntware, Bunakima, Madina, Nyabandu, Semi, Bakulu, Bashora, Musangi, Beatrice, Matanaro, Nzenzere, Tasiviwe, Zephanie, Kanyere, Muliwayho, Mateene, Ngangale, Wimana, Kapitula, Tasiviwe, Mwengeshali
The featured borrower, Colette, is an experienced retailer and a member of the "Utulivu A" busines group. She is a 45 year-old-entrepreneur, married, and the mother of seven children who all attend school. Colette sells food products. She displays her merchandise in town, at a warehouse which is part of a commercial center. She started her activity with an initial capital received from her parents. Her husband is not employed. Colette has 25 years of experience in her field of work. With this new loan, she will be able to buy 22 sacks of maize and soya beans. In the future, she would like to be able to feed, clothe and educate her children. She thanks Hekima for empowering female entrepreneurs who are excluded from the traditional banking system, especially during this critical post-conflict period in eastern Congo.
View original language description ↓
La cliente Colette est une doyenne commerçante et membre d’un groupe d’affaires «Utulivu A », entrepreneur, âgée de 45 ans, mariée et mère de 7 enfants, qui tous étudient. La cliente est vendeuse des denrées alimentaires. Elle étale sa marchandise dans un dépôt du centre commercial de la ville. Elle commença ses business avec de fonds reçu de ses parents. Son conjoint est sans emploi. Il y a 25 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 22 sacs de maïs et de soja. Ainsi, elle souhaite scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits dans la région de l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,466,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utulivu A Group's $6,950 loan helped a member to buy 22 sacks of maize and soya beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Jul 25, 2014
Currency Exchange Loss:
Dec 17, 2014