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Utulivu B Group
In this Group: Sebuchayi, Katsuva, Marie, Kabano, Magendo, Alexandrine, Valerie, Prascede, Solange, Odette, Mbavumoja, Mapendo, Josephine, Chantal, Rose, Judith, Christine, Darlose, Soko, Kale, Feza, Dorika, Jacqueline, Josephine, Kuzanwa, Odette, Madiano, Bayongwa, Byamungu, Muhasa
The featured borrower, Solange, works in retail. She is also a member and the vice-president of a village bank called "Utulivu B". She is 32 years old, married, and the mother of two very young children. She is a dynamic entrepreneur who sells drinks. She has a stall, at home, on which she displays her merchandise. She lives in a busy part of town, which helped her to attract many customers. She started her activity with an initial capital received from her parents. Later on, she took a loan from Kiva's partner, the micro-finance institution Hekima. She now has three years of experience in her field of work.

With this new loan, she will be able to buy five crates of sweet Fanta, ten crates of Primus beer and two crates of Metzingen beer. In the future, she would like to be able to feed and educate her children. She thanks Hekima for empowering small-scale entrepreneurs who are excluded from the traditional banking system.
View original language description ↓
Solange est une commerçante, vice présidente et membre de la banque villageoise «Utulivu B», entrepreneur, dynamique, âgée de 32ans, mariée et mère de 2 enfants, qui encore gosses. La cliente est vendeuse de la boisson. Elle installe sa marchandise dans une buvette à son domicile dans un quartier animé de la ville, où, il a su gagner sa clientèle. Elle commença ses affaires avec le premier capital reçu de ses parents. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 3 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 5 caisses de fanta sucré, 10 caisses de bière Primus, 2 meetzing. Ainsi, elle souhaite scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des petits entrepreneurs exclus du système bancaire classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utulivu B Group's $6,125 loan helped a member to buy five crates of sweet Fanta, ten crates of Primus beer and two crates of Metzingen beer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Jul 25, 2014
Currency Exchange Loss:
Dec 17, 2014