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Onua Do Group
In this Group: Mercy, Patience, Celestine, Rebecca
The five female members of the Onua Do group are living in the same neighborhood. The women live in Teshie, a neighborhood of Accra. They know one another through family, neighborhood, and business connections. The group members sell charcoal, cassava dough, gari, ladies and gents tops, drinks, vegetables, foodstuff, and pastries.

All the women want to build up their stock holding so they work with the field partner, ID-Ghana. This will be their seventh group loan.

Mercy (standing in the middle of the photo) has a strong reputation for selling pastries and bread. She plans to use her loan to buy flour, margarine, flavor, sugar, salt, yeast, and milk to bake pastries and bread. She will resell it for cash to customers from house to house. Mercy expects to make a good monthly profit, which she will use to pay for the school and healthcare costs of her children and also repay the loan and save some.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 3.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Onua Do Group's $1,300 loan helped a member to buy flour, margarine, flavor, sugar, salt, yeast, and milk to bake pastries and bread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 10, 2014
Jul 26, 2014
Currency Exchange Loss:
Feb 17, 2015