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Ruth Victoria
Ruth is a partner of the Banco Comunal Claveles. She is 38 years old and is a single mother with two children. Ruth works as a technician at the Essalud hospital. In addition, she sells cosmetics through different catalog lines such as Natura and Unique. She also sells fancy lingerie and jewelery through the catalogs. Her customers, who include family friends and co-workers, buy on credit. She sells certain products according to demand, such as school supplies, clothing, underwear and Christmas items like fruitcake and decorations.

Ruth needs a loan of 3000 soles which she will invest in the purchase of fruitcake and Christmas decorations. Ruth's dream is to buy a plot of land, start a cafeteria close to her work and for her sons to study at the university.

View original language description ↓
Ruth es socia del Banco Comunal Claveles.
Ruth es madre soltera, tiene 38 años y 2 hijos, Ruth trabaja como técnica en enfermería en Essalud, Ruth vende cosméticos por catálogos de distintas líneas como Natura y Unique, también vende lencería fina, joyas que ofrece por catálogos, sus ventas son al crédito y ofrece a sus amigos familiares, compañeros de trabajo, además vende distintos productos dependiendo de la demanda, como útiles escolares, ropa, calzados y por fiestas navideñas venderá panetones, adornos.
Ruth necesita un préstamo de 3000 soles dinero que será invertido en la compra de panetones, adornos navideños.
Los sueños de Ruth son comprar un terreno, implementar una cafetería cerca de su trabajo y que su hijos estudien en la universidad.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ruth Victoria invest in the purchase of fruitcake and Christmas decorations.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Nov 23, 2008
Currency Exchange Loss:
Mar 16, 2009