A loan of $975 helped invest in the purchase of fruitcake and Christmas decorations.


Ruth Victoria's story

Ruth is a partner of the Banco Comunal Claveles. She is 38 years old and is a single mother with two children. Ruth works as a technician at the Essalud hospital. In addition, she sells cosmetics through different catalog lines such as Natura and Unique. She also sells fancy lingerie and jewelery through the catalogs. Her customers, who include family friends and co-workers, buy on credit. She sells certain products according to demand, such as school supplies, clothing, underwear and Christmas items like fruitcake and decorations.


Ruth needs a loan of 3000 soles which she will invest in the purchase of fruitcake and Christmas decorations. Ruth's dream is to buy a plot of land, start a cafeteria close to her work and for her sons to study at the university.

Translated from Spanish by Kiva volunteer Priya Bapat



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