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Sabitri Shg Group
In this Group: Bilasini, Sulochana, Pramila, Mamata, Sanju, Utkalini, Sumati, Gita, Rasmita
Sabitri Self Help Group is composed of nine women from a small village in the Cuttack district of Odisha, India. All the members of this group are involved in activities such as vegetable cultivation, milk selling, paddy and maize cultivation, etc. They are very hardworking women with a willingness to learn new business trends. They all help and support each other. Whatever they are earning from their businesses is used for their monthly household expenses.

One of the group members, Bilasini, is the president of this group. The lady standing with her hand raised is Bilasini. Bilasini is 31 years old and lives with her husband and one child, who is 10 years old. She does vegetable cultivation. She produces vegetables, such as tomatoes, potatoes, cauliflowers, brinjals, lady fingers, onions, etc., and sells them at the market. Her husband is a farmer. He helps Bilasini sell vegetables at the market.

Bilasini is planning to buy standard-quality seeds, fertilizers and pesticides so she can produce more vegetables and increase her income. Bilasini along with her group members is asking for a loan to invest in her business activities. Bilasini will use her portion to purchase standard-quality seeds, fertilizers, and pesticides for her vegetable cultivation. She wants to give a better education to her children. She says on behalf of the group members, "Thank you, Kiva, for providing this opportunity for us!"

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 4
    View loans »
    India Loans Fundraising
  • $6,740,525
    Funds lent in using Kiva
  • 60.3
    India Rupees (INR) = $1 USD