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Bijay is a 40-year-old differently-abled man living in a small village in the Puri District of Odisha, India with his mother, wife and two children who are in school. Bijay is engaged in coconut and coconut water selling. On summer days, people like to drink coconut water as they think coconut water is good for the stomach. Bijay serves fresh and good quality coconut water to his customers. He wants to open a fruit stall and for that reason, he has requested this loan to buy fruits in bulk.

He is the only person in his family who earns money and all of the family expenses depend on his business. He has a dream of making a house for his family. He is very thankful to Kiva for this kind help and support.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.


About India

  • $4,000
    Average annual income
  • 6
    View loans »
    India Loans Fundraising
  • $6,743,675
    Funds lent in using Kiva
  • 60.1
    India Rupees (INR) = $1 USD