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Pacwa Twimukye Group
In this Group: Yafesi, Siperito, Annet, Juliet, Esteli, Deo, Joseph, Cyprian, Joseph, Joan, Stephen, Busobozi, John
Annet, age 33, is married with three children, ages 7, 5 and 2. She is a farmer who grows various crops on a small scale as her major sources of income.

She has applied for a loan of ugx.1,000,000 from Ugafode to pay school fees because her dream is to see all her children finish school.

She is hardworking and honest. She and the group members are committed to pay their loan very well so that they can keep benefiting from the Kiva loan.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 178
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 2,615.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Pacwa Twimukye Group's $4,725 loan helped a member to pay tuition.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 25, 2014
Currency Exchange Loss:
Apr 18, 2015