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Wihembe Twimukye Group
In this Group: Julius, Dezidelio, Emmanuel, Boaz, Darius, Bahati, Raurensio, Vincent, Sypriano, Benard
Vincent is a 38-year-old Ugandan, married, with four children who attend school under his care. His business is agriculture but he also rides a boda boda to supplement his income. He has been doing this since 2005.

He has applied for a loan of UGX 1,000,000 from UGAFODE through Wihembe group to buy corn and beans which are buying cheaply, this being harvest season. He will be able to make profit after sales.

His plan for the future is to complete his commercial building at the nearby trading centre and also educate his children. He hopes with continuous financial boosts, the challenge of limited capital to him and the group members will be history. He is a hard working man.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,615.0
    Uganda Shillings (UGX) = $1 USD
A portion of Wihembe Twimukye Group's $3,875 loan helped a member to buy corn and beans to sell.
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 23, 2014
Jul 24, 2014
Currency Exchange Loss:
Aug 23, 2014