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Darou Mbitéyène 4 Group
In this Group: Khady, Fatou, Fatou, Dié, Khady
The "Darou Mbitéyène 4" group consists of five very active women. They live in the same neighborhood and meet once a month to discuss, share and repay their loans. The group's representative, Khady, has been actively involved in agriculture for more than five years (in the photo, she is standing on the right-hand side and dressed in red). Khady will use her loan to buy seeds and fertilizers and will cultivate or help her husband in the fields. Her dearest wish is to own a house one day.
View original language description ↓
Le regroupement Darou Mbitéyène 4 rassemble cinq femmes toutes actives. Elles habitent le même quartier et se réunissent une fois par mois pour discuter, échanger et verser l’argent emprunté. Leur responsable, la dame Khady,qui est la première à droite de la photo, s’active dans l’agriculture depuis plus de 5 ans (elle est habillée en rouge sur la photo). Khady va acheter des semences et de l’engrais avec le crédit sollicité et va cultiver ou aider son mari dans les champs.
Son vœu le plus cher est d’acquérir sa propre maison.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 484.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Darou Mbitéyène 4 Group's $1,050 loan helped a member to buy seeds and fertilizers for her farming business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2014
Jul 23, 2014
Currency Exchange Loss:
May 17, 2015