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Emine is 42 years old and married with three children. They live in the Ashkali community in very poor conditions despite the fact that her husband is employed. Emine’s husband works in a private company but his salary is so low he also collects plastic bags to supplement his income.

Emine is requesting a loan to purchase a trailer for their business of collecting bags. Her loan will help them be able to collect more bags and travel faster, thus becoming more efficient and increasing their income. Emine sees a lot of potential income and profit from this business and plans to continue in the future. Her goal is to be able to improve the living conditions for her family. Emine promises to pay on time and wants to thank all of the lenders.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Emine to purchase a trailer for her business collecting bags.
100% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 23, 2014
Currency Exchange Loss:
Apr 17, 2016