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Heybat is married with two children. He was born in 1963. He lives in Khachmaz.

Six years ago he started a farming business. He built an orchard.

Now Heybat needs a loan of 970 AZN so he can enlarge his fruit orchard. He wants to buy seedlings of apple and pear trees so he can expand the orchard.

Heybat's son is shown in the picture.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Heybat to purchase seedlings.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 20, 2008
Nov 13, 2008
Currency Exchange Loss:
Jan 15, 2010