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Sinza E Group
In this Group: Mwajuma, Fatuma, Magreth, Jafari, Rahel, Rahimu
MWAJUMA, who is in her late 30s, is single with one child who is still at school. She has been running a grocery selling beers, juices, waters, wine, and sodas for five years now. She is doing great with her business, working from 4 AM until after midnight and is able to realize a good profit each month.

Mwajuma, together with other five members of Sinza E group, will hold each other accountable to repay back the loan.

From Tujijenge Tanzania, this is her second loan which she will use to buy beers, sodas, juice, spirits, and wine for the grocery. She used the previous loan, and she repaid it back successfully, to buy grocery beers, sodas, water, wine, and spirits. Mwajuma is thankful to everyone who has supported and keeps supporting her group. She received a profit which she used to provide services for her family: paying medical and household expenses and school fees for her child. Her dream is to greatly open a big bar.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 19
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,658.5
    Tanzania Shillings (TZS) = $1 USD
A portion of Sinza E Group's $3,250 loan helped a member to buy beers, sodas, juice, spirits, and wine for the grocery.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 17, 2014
Jul 22, 2014
Currency Exchange Loss:
Aug 21, 2014