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Rosemary is a married woman of 39 who has three children. She is a salaried office worker. She lives 30 minutes away from the city of Cochabamba, where she works in the office from Monday to Saturday. She devotes Sundays to her children. Rosemary is of average build, with black hair and dark skin, is natural and very cheerful and an excellent cook; her children always look forward to Sunday because that when she shows her love for them in the food she prepares. Her house is small and welcoming. But she has no water supply which means that her children have to walk several kilometres to get some of this precious commodity. She dreams of seeing her hard work reflected in her home and to improve her family's quality of life. This is why Rosmery is applying for a loan to install a water supply in her home.
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Rosmery es una mujer de 39 años de edad casada, madre de tres hijos y trabaja como empleada asalariada.
Ella vive en sacaba distante a 30 minutos de la ciudad de Cochabamba, su trabajo como empleada lo realiza de lunes a sábado y los domingos los dedica a sus hijos.
Rosmery es de estatura mediana, cabellos negros y tez morena, sencilla y muy amable, su especialidad es la cocina; sus hijos esperan con muchas ganas el día domingo porque es cuando les entrega todo su amor deliciosamente cocinado. Su casa es pequeña y muy acogedora. Pero la falta de agua hace que sus hijos tengan que caminar varios kilómetros en busca de este preciado elemento, ella sueña ver todo su esfuerzo reflejado en su vivienda y así mejorar la calidad de vida de su familia.
Es por esos motivos que Rosmery solicita un préstamo para la instalación de agua en su hogar.

Additional Information

More information about this loan

This loan will help fund a new product Emprender has launched to provide clean drinking water and sanitary facilities to Bolivian families. Emprender is partnering with Fundación SODIS, an NGO specializing in water and sanitation access, to make this possible. SODIS identifies households that need water tanks, running water toilets, ecological toilets, water filters and water connections in underserved areas, and supervises their installation. Emprender works with SODIS to help finance these the infrastructure improvements.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosmery to install a water supply in her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2014
Jul 24, 2014
Currency Exchange Loss:
Jan 18, 2015