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El Esfuerzo Es Grande Group
In this Group: Sabina Eugenia, Doris Marlene, Maria, Lila Brina, Lucia Francisca, Noymi Eufracia, Elia Rolinda, Magdalena, Marcela Marcelina, Marina, Judit Victoria, Claudia Estefany

Update on El Esfuerzo Es Grande Group

The communal bank 'El Esfuerzo Es Grande' [The Effort Is Great] consists of 12 enterprising and hardworking members.

Noymi of 50 years old is separated with 2 independent children. She works selling groceries which has enable her to have a better quality of life. Noymi hopes to increase the volume of her products and thereby reach more customers. For this reason, she is requesting a loan in order to purchase rice, oil, sugar and flour.

The members of the 'El Esfuerzo Es Grande' group are grateful to the people who have made this loan possible and the commit to continue working well.

Noymi is seated in the front, the second from the left wearing a brown sweater.
View original language description ↓
La Alcancía Comunal “El Esfuerzo Es Grande” está conformada por 12 socios emprendedores y trabajadores. Noymi de 50 años de edad es separada con 02 hijos independientes. Ella se dedica a la venta de abarrotes lo cual le ha permitido tener una mejor calidad de vida. El deseo de Noymi es ampliar el volumen de sus productos llegando así a más clientes. Es por ello que solicitó el crédito para la compra de arroz, aceite, azúcar y harina. El grupo “El Esfuerzo Es Grande” agradecen a las personas que hicieron posible este crédito y se comprometen a seguir trabajando bien. Noymi se encuentra sentada en la parte frontal, es la segunda del lado izquierdo y viste chompa marrón.

Previous Loan Details

The Communal Bank “El Esfuerzo Es Grande” (The Effort Is Great) consists of 11 responsible and hardworking members. Sabina is 29 years old, married, and has two dependent children. She currently works at a grocery store, which enables her to cover her household expenses. Sabina wants to esta... More from El Esfuerzo Es Grande Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Esfuerzo Es Grande Group's $3,100 loan helped a member to purchase rice, oil, sugar and flour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Jul 23, 2014
Currency Exchange Loss:
Dec 17, 2014