This loan will benefit small entrepreneurs such as Sra. Sandra. She says that this is the first time she has joined Pro Mujer after receiving an invitation from of a promoter of the organization who visited her at her house. Sandra currently has a business of selling tennis shoes. She has gained knowledge of this business since she started it three years ago. Sandra learned the trade from her parents who were in the same line of work. After she had a child, she decided to become independent and start her own business.
The loan she is receiving now will be used to increase her capital for buying tennis shoes in bulk. She acquires her products from the wholesale vendors in the city of El Alto and then sells them from her vending stall. Working in his manner enables her to generate income to support her family. Sandra is single and has one child.
When asked what she likes about Pro Mujer, Sandra said that she enjoys the training seminars and the health services offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sandra es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de tenis; da a conocer que este negocio lo implemento hace tres años atrás, aprendiendo el mismo de sus padres que tenían el mismo negocio, cuando tuvo su hijo decide independizarse y tener su negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de tenis por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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