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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
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A loan of $1,250 helped to purchase high yielding cacao trees.


Bartolo's story

Bartolo is a new cacao farmer, who lives in the beautiful village of San Pedro Columbia, in the Toledo district of southern Belize. He is eager to join the cacao industry because he sees cacao farming as a beneficial long-term investment for himself and his family. Bartolo believes that cacao is a sustainable agricultural crop, that is both good for the environment, and will help develop his local community. He is applying for a Kiva microloan so that he can purchase grafted, high-yielding, disease resistant cacao seedlings. He plans to use the revenue generated from his cacao crop to educate his children and improve his family’s lifestyle.



Loan details


Lenders and lending teams




Loan details