A loan of $800 helped a member to buy milk.


Djiguisseme (Soutien) Group's story

All born into the Fulani community (an ethnic group specializing in raising livestock in Mali), the members of the group Djiguisseme are mostly married women who average 24 years of age and two children. They live in traditional extended families in the village of Marka-Coungo (Region of Koulikoro, Republic of Mali). Linked by ties of kinship and profession, this group essentially trades in cow's milk and milk products (fresh milk, curdled milk, cream, and butter). The group is on its seventh solidarity loan (group loan) with the micro-finance institution Soro Yiriwaso. All of the preceding loans have been correctly repaid.

They intend to use this loan to buy 700 liters of milk from livestock farmers locally in Marka-Coungo and from surrounding villages. A portion of the milk is sold fresh, and the rest (milk products) are sold in the Marka-Coungo marketplace to customers composed of the residents and of wholesalers from big cities, such as Bamako (capital of Mali), Fana, and Koulikoro. This operation is repeated every two days if the profit margin is very large.

They each envision realizing an average profit of 40,000 francs CFA per cycle that will be used to cover family expenses and the rest to boost working capital.

In this group: Nagnini , Fatoumata , Sitan , Doukou

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Translated from French by Kiva volunteer Daniel Kuey



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