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Iram is a 41-year-old married woman and a mother of 5.

Ten years ago, Iram bought milking cattle. She sold the milk to her neighbors. Over time, her business expanded due to the increased demand for milk from the people living nearby. She currently has one buffalo. Iram’s pure, good quality milk is in high demand in her area. Her milk selling business generates some income to fulfill the day-to-day expenses of her family.

Now in her 3rd loan cycle, Iram has requested 40,000 PKR to purchase anoather buffalo to increase the milk production. She is positive that this loan will help her to boost her family’s income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Iram to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jul 21, 2014
Currency Exchange Loss:
Jul 17, 2015