A loan of $1,225 helped a member to buy cosmetic products and some herbal tea.


Djekafo (Soyons Ensemble Group's story

The members of the group Djekafo are married women averaging 23 years of age and three children. They live in traditional extended families with their husband, co-wives, children, brothers-in-law, parents-in-law, and other parents in the village of Marka-Coungo (Koulikoro region, Republic of Mali).

This group opted to buy and sell cosmetics, quinqueliba, and sometimes condiments. Quinqueliba is a plant used as a coffee substitute that has therapeutic properties. Renown for the quality of the goods they furnish, this group continuously increases its customer base.

And so, in order to maintain and satisfy these customers, the group members decided together to work with the Soro Yiriwaso loan program four years ago. After seven solidarity loans (group loans), all correctly repaid, the group is on its eighth loan, which will be used to buy 500 containers of ointment, 330 bottles of perfume of different grades, and a sizable quantity of quinqueliba.

They buy the quinqueliba in the villages surrounding Marka-Coungo and stock it at home, and then they resell it for cash in Bamako (capital of Mali) to wholesalers. On the way back to Marka-Coungo, they buy cosmetic products, which will be sold to women, cash or credit accepted, at the marketplaces of Marka-Coungo and Fana.

With this loan, they each hope to realize a profit of 30,000 francs CFA, which will be used essentially to bolster their working capital.

In this group: Tennin , Assetou , Kamissa , Naba , Awa
*not pictured

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Translated from French by Kiva volunteer Daniel Kuey



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