Bapane N. is married and has 4 dependents. She has received no formal education. Bapane sells yams at Praso market in Elmina, which she has done since 1998. Her husband is a farmer. Bapane uses her income to pay utility bills and other family expenses. Bapane will use the loan to purchase more yams to increase her sales to meet her increased customers' needs. With the new profits from her expanded business, Bapane plans to help her husband build a family house.