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Rafael Alfonso
Rafael is a very responsible and hard-working person who lives with his wife in their own house. He works growing maize and beans. When his harvest is ready, he stores it in bags like those shown in the photo, in order to sell it afterwards in different markets near to his home.

Rafael is asking for a loan to buy items such as fertilisers, seeds and foliar pesticides in order to provide his family with a better quality of life without limits.
View original language description ↓
Rafael es una persona muy responsable y trabajadora el cual vive con su esposa en casa propia, el se dedica al cultivo de maíz y frijol, cuando su cosecha ya esta lista la almacena en sacos así como los muestra la fotografía, para luego comercializarlos en los diferentes mercados que se encuentran cerca de su lugar de residencia, Rafael esta solicitando un crédito para la compra de abonos, semillas, foliares, etc. para darle a su familia una mejor calidad de vida sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 565
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Rafael Alfonso to buy items such as fertilisers, seed and foliar pesticides.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 8, 2014
Jul 22, 2014
Currency Exchange Loss:
Apr 17, 2015