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Olesya lives in Beregovo. She provides a manicure service. She has been involved in this business for 9 years. She leases her work space. Olesya has a 13-year-old daughter, whom she is raising on her own because she is divorced from her husband. It was difficult for Olesya to get back on her feet after the divorce because she had to carry all of the responsibilities by herself and never asked for support from her daughter's father.

Olesya plans to invest the 40 000 hryvnia loan obtained from Kiva into developing a new business area that, in her opinion, would help create a more sustainable income for the family. She wants to open a store to sell women's clothing and needs money to buy the merchandise. Olesya thinks that a stable income from different sources would help her to safeguard her family and provide her and her daughter with all of the necessities.
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Олеся живет в Берегово. Она предоставляет маникюрные услуги. Занимается бизнесом 9 лет. Помещение для работы арендует. У Олеси есть 13-летняя дочка, которую она сама воспитывает, так как с мужем она в разводе. Олесе было тяжело встать на ноги после развода, так как пришлось за все нести ответственность самой, да и алиментов у отца девочки она не просила.
Полученную от КИВА сумму в 40 000 гривен Олеся планирует вложить в развитие новой сферы бизнеса, который, на ее взгляд, поможет создать для семьи более постоянное обеспечение. Она хочет открыть магазин для торговли женской одеждой, и деньги нужны на закупку товара. Олеся считает, что стабильный доход из разных источников поможет ей обезопасить свою семью и обеспечить их с дочерью всем необходимым.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.


About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 11.7
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $3,425 helped Olesya to purchase merchandise for a new clothing store.
71% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Jul 21, 2014
Currency Exchange Loss: