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Virgen Copacabana - Belempata Group
In this Group: Encarnacion, Alejandra, Epifania, Luisa, Francisca, Beatriz, Justina, Basilia, Bertha, Jean Paul*, Marcelina
* not pictured
The member belongs to the communal bank VIRGEN COPACABANA - BELEMPATA, which is located int he district of Ocobamba in the province of La Convención, department of Cusco.

Encarnación, 49, has three children and a common-law husband. She alternates her daily activities with her business selling fruit. She has worked in the business for several years; and it is going well for her thanks to the hard work she puts into it every day. The member distributes the merchandise to the customers who place orders. Her aim is to continue working this way to support her family.

Encarnación is requesting a loan to buy fruit such as oranges, etc. She is grateful for the loan and committed to paying it back on time.

The other members of the group are involved in agriculture. The person whose face is covered does not belong to the communal bank.
View original language description ↓
La socia pertenece al banco comunal VIRGEN COPACABANA - BELEMPATA, el banco está ubicado en el distrito de Ocobamba, provincia de La Convención y departamento de Cusco.

La socia Encarnación tiene 49 años de edad tiene 03 hijos y es conviviente, la socia alterna sus actividades diarias con el negocio de venta de frutas, la socia lleva años dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día su negocio, la socia distribuye su mercadería a sus clientes que le solicitan, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de frutas como naranjas entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la agricultura.
La persona que sale con la cara tapara no pertenece al banco comunal.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $64,458,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Copacabana - Belempata Group's $5,550 loan helped a member to buy fruit such as oranges, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2014
Jul 22, 2014
Currency Exchange Loss:
Jan 17, 2015