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Los Puntualitos Group
In this Group: Rosmery, Incrits, Zoraida, Eusebio, Yvan, Nancy Elizabeth, Elizabhet, Liseth, Zoraida, Teofilo
The member belongs to the communal bank LOS PUNTUALITOS. It is located in the province of Cusco, in the department of Cusco.

Rosmery is 28 years old, has one child and is married. She alternates her daily activities with the restaurant business. She has had this business for a while now, and it has gone well thanks to the effort she puts in every day.

She makes different kind of dishes, like chicken with rice, saltado, and soups, among others. She wishes to keep working so she can continue supporting her family.

Rosmery is requesting a loan to buy supplies, like oil, rice, and others.

She is thankful for the given loan and commits to comply with the payments.

The other members of the communal bank have different businesses, like grocery stores, transportation, and a library.
View original language description ↓
La socia pertenece al banco comunal LOS PUNTUALITOS, el banco está ubicado en la provincia de Cusco y departamento de Cusco.
La socia Rosmery tiene 28 años de edad tiene 01 hijo y es casada, la socia alterna sus actividades diarias con el negocio de restaurante, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia elabora diferentes tipos de platos como arroz con pollo, saltado, sopas entre otros, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de insumos como aceite, arroz entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la venta de tienda de abarrotes,transporte,libreria.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Puntualitos Group's $2,825 loan helped a member to buy supplies, like oil, rice, and others.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 21, 2014
Currency Exchange Loss:
Jan 17, 2015