Check out some available loans that are similar to this one!
Flor De Retama De Rumira Group
In this Group: Jasinta, Hugo Porfirio*, Antonia, Rosa, Justa , Dino, Nadia, Feliciana, Sofia, Giovana, Yrma, Santiago, Santusa*
* not pictured

Update on Flor De Retama De Rumira Group

The member is a woman who belongs to the communal bank FLOR DE RETAMA DE RUMIRA. The bank is in the district of Ollantaytambo, province of Urubamba and department of Cusco.

The member Jacinta is 50 years old, is separated and has one son. She alternates her daily activities with the restaurant business. Jacinta has had her business for a long while and it is doing well thanks to the commitment she puts into her business every day. She makes different types of dishes for customers who request them, such as rice with chicken, sautéed meat, soups and more. She wants to continue working in this way to continue to support her family.

The member is asking for the loan to buy supplies such as oil and rice. She is grateful for the loan granted and promises to meet the quotas laid down.

The other members are engaged in agriculture, small livestock farming, a grocery store and transport.

The member whose photo is attached separately asked for permission to be late for the meeting due to work commitments.
View original language description ↓
La socia pertenece al banco comunal FLOR DE RETAMA DE RUMIRA,el banco está ubicado en el distrito de Ollantaytambo,provincia de Urubamba y departamento de Cusco.
La socia Jacinta tiene 50 años de edad es separada y tiene 01 hijo, la socia alterna sus actividades diarias con el negocio de restaurante, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia elabora diferentes tipos de platos para su clientes que le solicitan como arroz con pollo, saltado, sopas entre otros, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de insumos como aceite, arroz entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la agricultura, crianza de animales menores, tienda de abarrotes, transporte.
La socia que sale adjunta a la foto pidio permiso para llegar tarde a la reunion por motivos de trabajo.

Previous Loan Details

The “Flor de Retama de Rumira” communal bank is a new one, pertaining to the “Asociacion Arariwa”. It is composed of 8 women and 2 men. The bank meets every 30 days and all the members have to be present at scheduled meetings. The majority of members are neighbors and friends who live in the comm... More from Flor De Retama De Rumira Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Retama De Rumira Group's $6,125 loan helped a member to buy supplies such as oil and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 22, 2014
Currency Exchange Loss:
Jan 17, 2015