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Nancy is a mother of four residing in the expansive Mukuru informal settlements in Nairobi, Kenya. She runs a school in the slum which has a very large population. However, her school lacks essential facilities for sanitation. This challenged her to look for a solution to this impending issue.

Nancy learnt about Fresh Life toilets and thought it would be a perfect solution to her issue. She seeks a loan to help her purchase and run two Fresh Life toilets. The facilities will go a long way in ensuring that pupils at the school are comfortable and are not put at risk of contracting sanitation-related ailments. She hopes to add more facilities as her institution grows.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 473
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,150 helped Nancy to purchase and run two Fresh Life Toilets.
93% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Jul 21, 2014
Currency Exchange Loss: