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Al Wafa Group
In this Group: Itidal, Wafaa, Nour El Huda, Labibeh
Labibeh is the featured borrower of the Al Wafa group. She got together with the other group members, who are neighbors and friends, in order to acquire a loan from Kiva's field partner, Al Majmoua.

Labibeh is a 20-year-old married mother of one child. She works in raising and selling sheep for a living, and she supports her husband in covering their family expenses. She is working hard to develop her business, but most of her income is spent on their daily needs, and she doesn't have enough money to expand the business. Therefore she has acquired a loan from Kiva's field partner, Al Majmoua, to buy more sheep in order to increase her income and earn a better living.

Labibeh is the first lady on the far right of the picture. The other group members are Nour El Huda (second from the right), Itidal (first on the left) and Wafaa (second from the left).

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 135
    View loans »
    Lebanon Loans Fundraising
  • $18,174,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Wafa Group's $3,200 loan helped a member to buy more sheep to increase her business income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2014
Jul 20, 2014
Currency Exchange Loss:
May 17, 2015