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31- Nam Ngạn Group
In this Group: Ngân, Thuỷ, Nguyệt, Kim, Mai, Phuong
This group consists of 5 people. They live in Nam Ngan ward, T. Hoa City. They want to borrow money to buy something to resell in the markets. Mrs Ngan is the group leader. She was born in 1977. Her husband is Mr. An, and he is 38 years old. They has a daughter in grade five. Other members of the group include the following:

Mrs T. Thuy was born in 1984, and her husband is Mr T. Van. He is 25 years old. They have a very small child.

Mrs Nguyet has 2 children and her children are studying in school.

Mrs Kim was born in 1956. Her husband is Mr Thuyet.

Mrs Mai borrows money to open a small restaurant, and her husband is Mr Tuong.

Mrs Phuong is 59 years old and her husband is Mr Truong. They have 3 children and their children stopped studying after they finished grade seven and now they lend money. Their mother wants to borrow from the Fund for T. Hoa Poor Women to open a small shop making photographs.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 130
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 17,048.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 31- Nam Ngạn Group's $575 loan helped a member buying food & household items to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 20, 2008
Nov 20, 2008
Currency Exchange Loss:
May 15, 2009