Charity is 25-year-old businesswoman who is married and the mother of one. She lives in the Nyaminyami District of Zimbabwe. She has been successfully running a flea market from her home since 2012 as an addition to the few funds she receives from her husband. She started as a door-to-door vendor and has now converted the veranda of her house into a small shop. She sells skirts, blouses, panties, bras and shoes. When she is not working, she volunteers in her community by cleaning the health clinic or helping the elderly with everyday chores. She is also a Camfed Learner Guide assisting students at the local secondary school. With the requested loan she intends to make bulk purchases of clothing to expand her business and also give back to her community.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.