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Bernadete is applying for a loan of $800 to improve her business. She is married and has three children. This is her first loan. She will use the loan to buy some additional supplies to keep in her store, such as noodles, cigarettes, coffee, sugar, salt, milk, biscuits, bread and biscuits.

Bernadete opened her kiosk in 2010 with her own working capital of $200. She is earning a good income, and she will use the income to support her family and improve their living conditions. Her husband is a teacher.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,573,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Bernadete to buy noodles, cigarettes, coffee, sugar, salt, milk, biscuits and bread.
87% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 19, 2014
Currency Exchange Loss: