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Juntos A Trabajar Group
In this Group: Lidian Rocio , Mandy Zelmira , Isabel Carolina , Rita , Luz Eleana , Sara Veronica , Karin
The members belong to the community bank "WORK TOGETHER". This bank is located in the district of Cusco, in the province of Cusco and Cusco state.

The member is Rocio Lidian. She is single, 43 years and has 2 children. The member works at her business selling clothes. The woman also sells shoes, pants, shirts and polos. She has several years in this business and is doing very well. The dream of this member is having a store. The member requesting a loan to buy shoes, polo shirts, sweaters, and blouses.

The members of the group are in photo they took the picture after the meeting. The other members are in the business of selling textiles, selling groceries and the restaurant business.

The member is grateful to those who are part of this dream and through this process she undertakes to comply with the payment of her payment by the deadline.
View original language description ↓
Los socios pertenecen al banco comunal “JUNTOS A TRABAJAR”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Lidian Rocio ella es soltera y tiene 43 años y tiene 2 hijos; La socia trabaja en su negocio de venta de ropa, la socia también vende zapatos, la socia vende pantalones, blusas y polos, la socia ya tiene varios años en este negocio y le va muy bien, el sueño de la socia es tener un bazar. La socia solicita el crédito para comprar zapatos, polos, chompas, polos y blusas.
Las socias que estan pegadas a la foto grupal se les tomo la foto despues de la reunion.

Los otros socios se dedican al negocio de venta de textiles, negocio de venta de artesanía negocio de tienda de abarrotes y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos A Trabajar Group's $5,950 loan helped a member to buy shoes, shirts, sweaters, and blouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 18, 2014
Currency Exchange Loss:
Jan 17, 2015