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Gohar lives in Vernashen village with her husband and 28-year-old son. The family has been engaged in beekeeping for 18 years already. They already have 20 colonies. They also keep hens. In order to expand her family's agricultural business and make it more profitable, Gohar now wants to buy 13 more colonies, as well as 150 hives. For these expenses a loan of USD 3000 is needed.

Gohar has previously taken over 20 loans and has a very good credit history with no overdue days. Now she really hopes to receive support from the lenders. This is her family's only revenue source. That is why they will appreciate any kind of support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gohar to purchase 13 bee colonies and 150 beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Jul 18, 2014
Currency Exchange Loss:
Jul 17, 2015