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No Life Group
In this Group: Lydia, Naomi, Mabel, Evelyn, Hagar, Berkisu, Gifty
Pictured here are members of the “No Life” group from Accra-Chorkor, Ghana. They are small businesswomen who have come to ID Ghana, a partner of Kiva, in order to apply for a loan of GHS 4,300 for each in the group. With this loan, they will be able to add more goods to their respective businesses, attract more customers, make more sales and profit and, consequently, improve their living conditions.

Lydia is the featured borrower of this group of businesswomen. She is married and has two children. Her husband is a butcher, and her children are attending school.

Lydia has been selling cooking utensils, kenkey (cooked corn paste) and fish for over 15 years now.

With her share of this loan, she will buy cooking utensils, corn and fish to prepare kenkey and sell to customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $12,610,025
    Funds lent in using Kiva
  • 3.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of No Life Group's $1,300 loan helped a member to buy cooking utensils, corn and fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2014
Jul 18, 2014
Currency Exchange Loss:
May 17, 2015