A loan of $975 helped to buy a dairy cow to increase her revenue from selling milk products.


Nurzhan's story

Nurzhan is 39 years old, married and has two children. Nurzhan has a secondary-specialized education. She worked for many years as an elementary school teacher. Since 1997, she has been running her own small farm where she practices livestock breeding. She currently has 1 cow, 1 bull calf, 5 sheep and 1 heifer on her farm. She also has a 1.75 hectare plot of land sown with barley. Good family ties produce good results. Specifically, her farm brings in an average monthly income of 8,500 som (KGS), primarily from the sale of milk and dairy products to local residents. There is a big demand for delicious home-cultivated milk which is why Nurzhan turned to Microfinance Bank "Bai Tushum." She is requesting a loan in the amount of 50,000 som (KGS) to buy a dairy cow. Nurzhan plans to use the earnings from the loan to increase the size of her herd. She is also determined to save money for her daughter's wedding.

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Translated from Russian by Kiva volunteer Hilary Hemmings



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