Funded

Total loan: $2,000
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Concern Group


A loan of $2,000 helped a member to increase her stock of Bitter Kola drinks.


Concern Group's story

This loan group, called Concern, consists of Kadie C., Amie B., Safie C., Isatu K. and Aminata T., who are now applying for their fifth loan from SMT. The previous loans have had meaningful impacts on their lives, enabling them to strengthen their respective businesses, the same goal of their latest request.

Kadie C. (left in the photo), the leader of this group, is 32 years old. She was born in the eastern town of Kono, Sierra Leone but in 1992 the rebel war brought her to the town of Makeni, where she eventually found her soul mate. She has one child who is still not of school age. Her husband is a principal in one of Makeni’s secondary schools.

Kadie has been in business for five years now, previously selling “gara lappers” (locally dyed clothes) as her primary business, but with consistent loans from Kiva through SMT, she has diversified. Now she sells both a locally made drink called Bitter Kola and bottled water. She decided to incorporate this new business because the new products sell faster, which enables her to repay her monthly loan on time.

She travels to Freetown (a 390 mile return trip) to buy the cartons of Bitter Kola drinks she sells. With the loan she is requesting, Kadie will be able to buy as many as 44 cartons to add to the 20 cartons she is currently trading, thereby resulting in greater profit given the transportation costs each trip incurs.

Kadie uses part of her profits to repay her loan, reinvests some in her business and uses the remaining to help take care of her family.

In this group: Kadie, Amie , Safie, Isatu, Aminata
*not pictured



Loan details

Loan length:

11 months
Disbursed date: November 7, 2008
Facilitated by Field Partner: Salone Microfinance Trust (SMT), a partner of ChildFund International

Lenders and lending teams



Loan details

Loan length:

11 months
Disbursed date: November 7, 2008
Facilitated by Field Partner: Salone Microfinance Trust (SMT), a partner of ChildFund International